Terms and Condition

Last updated May 11, 2026

1. ACCEPTANCE OF TERMS

By accessing or using Nine, you agree to these Terms.

2. DESCRIPTION OF SERVICE

We provide a platform that allows users to:

  • Convert Naira into stablecoins (USDT/USDC) via third-party providers
  • Stake digital assets via third-party APIs (e.g., Binance)
  • Withdraw funds in Naira

We do not guarantee returns.

3. ELIGIBILITY

You must:

  • Be at least 18 years old
  • Provide accurate KYC information
  • Comply with Nigerian laws

4. ACCOUNT REGISTRATION

You agree to:

  • Provide accurate BVN-linked information
  • Maintain account security
  • Accept responsibility for all activity under your account

5. THIRD-PARTY SERVICES

We rely on third-party providers for:

  • Fiat-to-crypto conversion
  • Staking services
  • Identity verification

We are not liable for failures, delays, or losses caused by these providers.

6. RISK DISCLOSURE

Cryptocurrency services involve risks, including:

  • Price volatility
  • Liquidity risks
  • Platform risks (including Binance API dependency)

You assume all risks.

7. FEES

We charge fees for:

  • Deposits
  • Withdrawals
  • Staking services

Fees may change at any time with notice.

8. PROHIBITED USE

You may not:

  • Engage in fraud or money laundering
  • Use stolen identities
  • Violate Nigerian financial regulations
  • Attempt to exploit the platform

9. ACCOUNT SUSPENSION

We may suspend or terminate accounts for:

  • Suspicious activity
  • Regulatory requirements
  • Breach of these Terms

10. LIMITATION OF LIABILITY

To the fullest extent permitted by law:

  • We are not liable for indirect or consequential losses
  • Our total liability is limited to the fees paid by you

11. INDEMNIFICATION

You agree to indemnify us against claims arising from:

  • Your misuse of the platform
  • Regulatory violations

12. INTELLECTUAL PROPERTY

All platform content belongs to Nine.

13. GOVERNING LAW

These Terms are governed by the laws of the Federal Republic of Nigeria.

14. DISPUTE RESOLUTION

Disputes shall be resolved via:

  • Negotiation
  • Arbitration in Nigeria

15. MODIFICATIONS

We may update these Terms at any time.